Oryx Pay
Money Services Business

Foreign exchange, virtual currency & payments — handled with care.

Oryx Pay provides foreign exchange dealing, dealing in virtual currencies, and payment services — built on a compliance-first foundation under an established anti-money laundering framework.

Open an account enquiry Our compliance approach
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Compliance-firstAML/CTF program aligned to the PCMLTFA
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Know Your CustomerIdentity verification on every client
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Client-focusedBuilt for individuals & businesses
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Data protectionRecords handled under applicable privacy law
What we do

Three core money services

Oryx Pay focuses on doing a focused set of regulated activities well, with the record-keeping and reporting controls that applicable law requires.

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Foreign exchange dealing

Exchanging one currency for another for individuals and businesses managing cross-border needs, with clear pricing and proper record-keeping.

  • Broad range of exchange pairs
  • Transparent, quote-based pricing
  • Settlement to verified accounts
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Dealing in virtual currencies

Exchange and transfer of virtual currency, conducted under the applicable dealing-in-virtual-currency rules, including the record-keeping and Travel Rule obligations that apply to crypto transactions.

  • Virtual currency exchange
  • Virtual currency transfer
  • Travel Rule & record-keeping controls
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Payment services

Moving and processing electronic funds for individuals and businesses — helping clients send, receive and settle payments simply and securely.

  • Electronic fund transfers
  • Payment processing for businesses
  • Secure, monitored settlement
Regulatory & AML

Compliance is the product

Oryx Pay is building its money services business around the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), the regulations administered by FINTRAC, and the Retail Payment Activities Act (RPAA). We treat these obligations as the foundation of every service we offer. The company is currently in the application process to provide these services, and does not offer regulated services until its registration is finalised.

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Written AML/CTF compliance programA documented program with policies, procedures, risk assessment and an appointed Compliance Officer.
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Know Your Customer (KYC)Client identity verification and ongoing monitoring before and during the business relationship. The company is in the application process to provide services, and client onboarding under these policies begins once registration is finalised.
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Record keepingTransaction and identification records retained in accordance with FINTRAC requirements.
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Regulatory reportingSuspicious Transaction Reports (STR), Large Cash Transaction Reports (LCTR), Large Virtual Currency Transaction Reports (LVCTR), Electronic Funds Transfer Reports (EFTR) and other prescribed reports, as applicable, where thresholds and indicators are met.
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Travel RuleOriginator and beneficiary information captured for qualifying virtual currency transfers.
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Sanctions screeningClients and counterparties screened against applicable sanctions lists.
About Oryx Pay

A focused, transparent money services business

Oryx Pay was founded to offer a straightforward way to access foreign exchange, virtual currency and payment services without sacrificing rigour. We believe the foundation of any money services business is trust — and trust is earned through transparency, strong controls, and treating compliance as a core part of the service rather than an afterthought.

Our team combines payments, foreign exchange and regulatory experience to deliver a service that is clear on pricing, careful with client funds and records, and aligned to applicable law at every step.

3Core regulated services
100%KYC-verified clients
24/7Transaction monitoring

Why clients choose Oryx Pay

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Clear pricingQuotes confirmed before you commit.
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Regulated frameworkOperating under the PCMLTFA / FINTRAC regime.
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Human supportReal people, ready to help.
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No hidden stepsHonest onboarding, every time.
Get in touch

Talk to Oryx Pay

Have a question about our services or compliance? Send us a note and a member of our team will respond. Please do not include sensitive identification documents in this form.

✉️ Email legal@oryx.fund 📞 Phone +1 236 499 2449
📍 Registered office 210-1715 Dickson Ave, Office B, Kelowna, BC V1Y 9G6
🕑 Hours Mon–Fri, 9:00–17:00

For compliance, AML or law-enforcement enquiries, please contact our Compliance Officer at legal@oryx.fund.